Mental health illnesses and conditions are recognised as qualifying criteria for a range of welfare benefits from the DWP. The impact of mental health issues can be profound, affecting every facet of life and often hindering one's ability to work, while also increasing expenses.
However, support is accessible through the DWP’s array of welfare benefits for those diagnosed with conditions such as depression, anxiety, schizophrenia, and bipolar disorder. Turn2Us emphasised: "Disabilities caused by mental health problems are supposed to be treated the same as physical disabilities in the benefits system."
The charity points out that individuals with mental health challenges could be eligible for Universal Credit, Employment and Support Allowance, Personal Independence Payment, and Attendance Allowance. The type of support you may be entitled to depends on the severity of your mental health condition and its impact on your daily life. For instance, if your mental health prevents you from working full-time, you might be able to claim Universal Credit.
This benefit provides a monthly payment to those who are unemployed, on a low income, or unable to work due to various reasons. The amount received can vary greatly based on a wide range of rates, premiums, and additions tailored to your personal situation.
Last November, the average payout for single individuals without children was £650, while families with children received an average of £1,140 per month. However, if you've been employed in the past 2 to 3 years but are now finding it too challenging to remain in work due to mental health issues, you could be eligible for Employment and Support Allowance.
This benefit offers support to return to work if necessary, as well as financial assistance ranging from £90.50 to £138.20 per week and national credits that can enhance your state pension. If your mental health is affecting your daily life outside of work, such as hindering your ability to carry out everyday tasks or get around, then you might qualify for Personal Independence Payment (PIP) or Attendance Allowance.
The key difference between these two benefits is that the latter is for those above state pension age, whereas to claim PIP you must be below the state pension age. PIP provides between £28.70 and £184.30 per week, while Attendance Allowance offers from £72.65 to £108.55.
Contrary to common misconception, you don't need to have a carer or attendant to be eligible for this benefit. All of these benefits can be applied for online via the DWP website, but it's important to note that each has additional qualifying criteria and different application processes. Turn2Us also suggests using a benefits checker to see if there are other potential support and benefits you might be missing out on.