RHOA’s Kim Zolciak’s Bank Account May Be Garnished Over $215,000 Credit Card Debt

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Real Housewives of Atlanta alum Kim Zolciak’s bank account may be garnished over a massive six-figure debt she blew off for years as she faces foreclosure on her Georgia mansion, In Touch can exclusively report.

According to court documents obtained by In Touch, American Express sued Kim, 46, over an alleged credit card debt in 2018. Kim was served with the legal paperwork but failed to respond to the lawsuit.

American Express requested a default judgment, which was granted by the court in 2019. The credit card company was awarded $215,822.

In the newly filed petition, American Express said Kim has failed to pay a dime on the judgment.

Kim Zolciak

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American Express instructed Truist Bank, where it believes Kim has a bank account, to “hold all money, including wages, and other property, except what is known to be exempt, including property in safe-deposit boxes or similar property that you hold, belonging to [Kim] on the day of service of this summons.”

The credit card company demanded Truist Bank provide information on Kim’s assets within the next 15 days.

As In Touch previously reported, Kim and her estranged husband, Kroy Biermann, have faced serious financial issues for the past couple of years.

The pair, who are in the middle of a nasty divorce, are struggling to sell off their seven-bedroom, 11-bathroom, 15,694 square-foot mansion.

The duo listed the home for $6 million but have slashed the price multiple times in an attempt to unload the property. The current listing price is $3.6 million.

An auction of the home has been scheduled for this month.

Kim submitted a declaration as part of her effort to save her home from foreclosure.

Kim Zolciak

Paras Griffin/GC Images

She told the judge, “We strongly believe that the proceeds from its sale can help alleviate our financial difficulties and secure a stable future for our children. However, the impending threat of foreclosure is looming over us, and time is of the essence.”

“Kroy and I will face insurmountable financial hardships, and the most devastating consequence will be the impact on our children, who would be left homeless,” she said.

Despite her pleas, the foreclosure auction will be moving ahead.

TMZ reported that the exes moved out of the home and are currently living in separate properties.

On top of the foreclosure drama, Kim and Kroy, 39, were hit with a $1 million tax lien in 2023. The exes have been hit with numerous lawsuits over alleged debts in the past two years.

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As In Touch first reported, Kroy discussed potentially filing for bankruptcy with his lawyer. Kim and Kroy filed dueling divorce petitions in May 2023.

They reconciled months later and dismissed the cases. However, the reconciliation was short-lived and they filed again months later. The split turned ugly quick.

Police have been called out to the home several times in the past year to calm down tensions between the two.

Kim and Kroy wed in 2011 and share four children: Kroy, Kash and twins Kaia and Kane. Kroy adopted Kim’s daughters from a previous relationship, Brielle and Ariana, in 2013.

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